Terms & Conditions

Welcome to True Bridge Health Insurance (“True Bridge,” “we,” “our,” or “us”). By accessing or using this website, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree with any part of these terms, you should discontinue use of this website.

1. Use of Website

This website is intended for general informational purposes only. Users may access and use this website solely for lawful purposes and in accordance with these Terms & Conditions.

You agree not to:

• Use the website in any manner that violates applicable federal, state, or local laws or regulations
• Attempt to gain unauthorized access to any systems, servers, or data
• Copy, reproduce, distribute, or misuse website content without prior written permission

2. No Insurance Contract Created

Accessing or using this website does not establish an insurance contract, binder, or guarantee of coverage. Any insurance policy is subject to underwriting approval, carrier terms, and the issuance of official policy documents by the respective insurance carrier.

3. Independent Agency Role

True Bridge Health Insurance operates as an independent insurance agency. We do not issue insurance policies, perform underwriting, or make claim approval decisions. All coverage determinations, underwriting approvals, and claims decisions are made solely by the insurance carrier providing the policy.

4. Accuracy of Information

While we make reasonable efforts to keep the information on this website accurate and up to date, we do not guarantee the completeness, accuracy, or reliability of the content. Insurance products, coverage options, and eligibility requirements may change at any time without prior notice.

5. Intellectual Property

All materials on this website – including text, graphics, logos, branding elements, and design—are the property of True Bridge Health Insurance, unless otherwise stated. No content may be copied, reproduced, distributed, or used without prior written consent.

6. Limitation of Liability

True Bridge Health Insurance shall not be held liable for any damages resulting from the use or inability to use this website. This includes, but is not limited to, direct, indirect, incidental, consequential, or punitive damages.

7. Third-Party Links

This website may include links to third-party websites for informational or convenience purposes. True Bridge Health Insurance is not responsible for the content, policies, or privacy practices of any external websites.

8. Governing Law

These Terms & Conditions are governed by the laws of the United States and the applicable laws of the state in which services are provided, without regard to conflict of law principles.

9. Changes to Terms

True Bridge Health Insurance reserves the right to update or modify these Terms & Conditions at any time without prior notice. Continued use of this website after any updates indicates acceptance of the revised terms.